ListHomes4Less » Better

TJR Featuring Xavier – Just Get’s Better ( TJR Dub Mix )

admin — Fri, 04 Mar 2011 18:14:50 +0000

Classic garage / house anthem from back in the day ! Memories of early speed garage days & listening to the ministry annual 3 !

Hot Chip – I Feel Better (Ill Blu Dub)

admin — Wed, 05 Jan 2011 20:14:44 +0000

phoenix – if i ever feel better (todd edwards vocal remix)

admin — Mon, 20 Dec 2010 04:13:58 +0000

a better quality clip than the one i previous uploaded! facebook: bit.ly myspace: bit.ly

DJ EJ Volume 26 – Track 1 (Mr V ft. Boy Better Know)

admin — Sat, 11 Dec 2010 00:15:41 +0000

mr v ft boy better know dj ej vol 26 track 1

Harder Better Faster Stronger (Dj Alexandre Remix) – Daft Punk

admin — Thu, 01 Apr 2010 16:13:00 +0000

My rendition of another one of my favorite tracks of all time.

clip_music sounds better with you

admin — Sun, 28 Mar 2010 22:12:01 +0000

la chanson de stardust entierement revisitée dans un clip amateur

Daft Punk – Harder Better Faster Stronger (High Fives Record Got Stuck Remix 2009).mp4

admin — Wed, 10 Mar 2010 14:14:47 +0000

My remix of Harder Better Faster Stronger by Daft Punk!. Enjoy!

With Easy Personal Loans UK Deal Finances in a Better Way

admin — Sat, 16 Jan 2010 21:14:38 +0000

An individual opt for personal loans, when he finds himself unable to deal with the shortage of finance fallen upon him. Going for loans is an obvious choice in such a situation. It is more out of need rather than that of the will, as it is only an additional burden to pay interest rates. Apart from this factor, loans are not very easy thing to understand especially for laymen like us. In such hour, the most important thing is to find a loan amount that you can have with in the time limit of your need that too on easy terms. Considering all such needs of the borrowers, lenders have come up with the loan option of easy personal loans UK.

Easy personal loans have been there from such a long time in the UK. These are designed to attend the urgent financial needs of the borrowers with much ease. It involves least time for processing. First of all, you need to make a choice regarding the kind of loan you want to apply for. Some detailed guidelines regarding are given in this article of easy personal loans UK.

Your being a home owner makes secured easy personal loans UK a more preferable loan option for you. It caters immense benefits to the borrowers. You will have to pay lower rates of interest with ample time and flexible terms of repayment. You can apply for higher loan amounts, which is in accordance to your needs. The value of your collateral will be taken in to consideration, while offering you the loan amount of secured easy personal loans UK.

On the contrary, if you are a tenant or do not want to risk your assets, you can go for unsecured easy personal loans UK. These loans are approved in a quick span of time, as there is no need for the evaluation of any assets. It reduces the time and money involved. The interest rates are slightly higher than the secured easy personal loans UK.

Opt for a loan amount which befits your financial condition and comes under your repayment capability. Even a bad credit holder can have benefit of easy personal loans UK. All it calls for is to browse World Wide Web and find the most suitable financial solution.

Is the Dubai Property Market on the Brink of Something Better?

admin — Mon, 28 Dec 2009 02:11:42 +0000

A review of recent trends in the property sector seems to indicate that Dubai is certainly on the crossroads of development. Yet the present lull in the building and construction sector is worrying many analysts, to say the least. In the opinion of the analysts, the present recession is indicative of a transitory phase in Dubai’s property market. Since housing is one of the key indicators of economic activity anywhere in the world, the slump in the current market has certainly affected other sectors of the economy. With the housing sector on a downturn, and the consequent roll back of many developmental projects, it was clear that jobs would ultimately be lost and many expatriates would return to their home countries. While this was done in the best possible way and severance packages were also given, the episode is nevertheless likely to leave a bad taste in the mouth of many an overseas worker. To some it was quite abrupt and ruthless; others saw it coming and tried to hold on to the very end. But the fallout was inevitable and as many as 1000 employees have been affected in the housing sector alone. Nakheel had to lay off as much as 500 employees, representing as much as 15 percent of its own workforce. Similarly Damac has laid off 200 employees, Better Homes axing 50 staff, and Omniyat 69, with other firms bringing up the rear.

Many experts feel that it is time to strengthen the property business sector with mergers and acquisitions and other means of cooperation and participation. While some dread the effects, others say it would be good for business on the whole as it would strengthen the sector on an overall basis. Since Dubai had been witnessing some cases of default on high end properties, it was even estimated that the Government would officially step in at some point to order the merger of failing institutions. This has not occurred yet however, and the fate of the firms and the projects still rests with the open market.

Meanwhile a silver lining on the property cloud has been noticed in Dubai’s marina property market. According to the real estate firm Asteco, prices in Dubai’s marina properties have picked up during the year by as much as 18 to 38 percent. The same effect has also been seen in the villas in Springs Dubai marketed as a prime spring villa Dubai property. This has been verified by the fact that as of October 2009, a one bedroom apartment in Dubai is selling at Dhs.1300 per square foot, while a 2 bedroom apartment in Dubai is selling at Dhs.1250 per square foot. Maybe the Dubai property market is really on the brink of something better.

According to the latest report of the Dubai House Price Index from Colliers International, real estate prices in Dubai have grown almost seven percent during the third quarter of 2009. Real estate transactions increased by 64 percent during the third quarter largely due to relative stability in prices and affordable housing. It is expected that the continuing property boom will be further strengthened by a series of new launches and openings within Dubai.

Mortgages in Spain – A Better Deal for A Foreigner Or A Spanish National?

admin — Mon, 07 Dec 2009 01:29:46 +0000

As banks compete for new business, an interesting fact emerges with regard to mortgages on purchasing property in Spain. Do banks offer better deals to a foreigner or to a national of Spain? One would naturally think that the Spanish national would get the better offer but in fact this is not always true. It pays to shop around as some banks offer little extras to non-residents in the hope of getting a foothold in this ever increasing lucrative market.
Some of these perks include ‘interest only’ options, extra long payment terms, mortgage valuation on dual properties and current account bank interest. All in all, it pays to shop around. Think of the possibilities that our current multi cultural society throws up. A couple, one Spaniard and one say British, are looking for a property. One looks at a Spanish website and gets information on finance, the other browses an English speaking site and gets the same but lets say slightly differing advice, based on nationality and residence. A scenario that is more prevalent than one would expect nowadays so if you happen to have dual partnership, for whatever reason, then have a good look around, you maybe pleasantly surprised.
Securing a mortgage for a property in Spain is a fairly simple process. As more interest is generated in the Spanish property market, the process becomes even easier. A select few potential property buyers or investors have cash on hand to pay full asking price for a Spanish property on the market. For the vast majority however, securing a mortgage is the only available financing option.
One main appeal to securing a mortgage in Spain for foreign buyers is the interest rates. In Spain, interest rates on home mortgages are significantly lower than the UK. This fact alone generates a substantial amount of interest in becoming a Spanish mortgage holder. For this reason, competition between Spanish banks is fierce. Many pull out all the stops in order to obtain the business of foreign property buyers or investors.
Several different property types are available on the Spanish market. These include holiday apartments, luxury villas, Fincas and single family residential homes. Another viable option is to purchase ‘off plan’ properties. Here land has been secured and the property build is in the initial stages of development. Many builders of ‘off plan’ projects have gone one step further and secured mortgage financing with a local Spanish bank. In this instance, the buyer assumes ownership of the property and the current mortgage.
When looking to secure a Spanish mortgage, keep in mind that the first bank to make an offer is not necessarily the offer to accept. Receive copies of all the related documentation the bank provided in making its decision. Take this proposal information and visit several other mortgage institutions in the area. More often than not, that second bank will make a better offer than the first one. With two mortgage proposals in hand from separate institutions, you now have a bargaining chip to secure financing with either bank.
Be prepared to show documentation that you have the financial ability to meet the mortgage payments each month. For those employed outside the home, bring the last three months wage stubs and six months of personal bank statements. For those who are self employed, a little more documentation is needed to be considered for a mortgage. Bring the last three years business accounts with an auditor’s stamp and the last year of business bank statements. In addition to this, you will also need to provide the last six months of personal bank statement information.
The most important piece of documentation to provide is the Numero de Identificacion para Extranjeros or NIE number. This is an official identification number used for residents and non-residents to engage in real estate property transactions in Spain.
Spanish financial institutions offer potential buyers and investors several attractive features in an effort to gain the mortgage business. These include low interest rates, favourable write off conditions, hassle free banking free of transaction charges favoured by international mortgage companies.
In order to secure the mortgage business of foreign buyers and investors, Spanish banks have added staff members fluent in several different languages to their payrolls. Other services include hassle free online banking and the ability to easily open a Spanish bank account. From this account, a foreign buyer or investor can pay all related property bills from their native home location as opposed to travelling to Spain and exchanging foreign currencies each time a bill is due.